What is third party car insurance? Can I, with no insurance, drive someone else’s car, if they have insurance?

January 16th, 2010 by admin

So heres the deal. I don’t have car insurance, my friend does. He seems to think that because he has “third party insurance”, I am able to drive his cause because the “third party insurance” will cover me in case of an accident. I don’t think he’s correct but, I’m not entirely sure how it works.

So, what is third party insurance? Can I, with no insurance, drive someones else’s car, if they have insurance? If they have third party insurance? Is there anything at all, in any kind of insurance that would allow me to drive his car, without me having insurance - even though he has inurance? So I’ve said the same question 10 times but…can someone who is uninsured drive someones car, if the owner of that car is insured?

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Posted in Third Party Car Insurance
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    • 4 Responses to “What is third party car insurance? Can I, with no insurance, drive someone else’s car, if they have insurance?”

    1. Teresa says:
      January 16, 2010 at 5:00 am

      It varies by policy, but I know mine will if the other driver is indeed licensed and over 25.

    2. ♥Georgia Peach♥ says:
      January 16, 2010 at 5:51 am

      As long as you have a valid license, you have his permission, and you’re not driving under the influence, you can drive his vehicle and be completely covered. Insurance covers cars, not people! This is something most people do not grasp for some odd reason.

    3. adjuster says:
      January 16, 2010 at 6:25 am

      third party insurance is liability coverage. it will cover another car in an accident where you are at fault. third party refers to the victims of an accident if you will. insurance normally folllows the car. you would be able to drive his car as long as he gives you permission. if you were involved in an accident it would be covered.

    4. MOHAMED N says:
      January 16, 2010 at 6:31 am

      no,you cannot drive car that not insured you to drive or you can drive if main driver mentioned your on his cover. third party insurance only cover some onc property.

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